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My worldwide product launches

mature
early-stage
disruptive innovation
incremental innovation
Banking-as-a-Service
European Brokerage
PSPs
Banking cashback
Salesforce for worldwide FinTech
Crypto projects
B2B
B2C
complexity level
This chart highlights my top strength in launching new B2B products and startups
My skills are valuable for:
  • new product launches within established companies
  • internal startups
  • growing standalone startups
  • innovation projects
Other
Banking
KYC
AML
Onboarding
Risk
Security
Legal
Salesforce
GDPR
PSD2
6AMLD
MasterCard
Visa
PCI DSS
MiFID II
EMIR
CEO
VP
CISO
DPO
CTO
CMO
CLO
Partners
✔ Handling every aspect:
✔ Regulatory compliance:
  • Key stakeholders:
✔ Built entirely from scratch
✔ Formed and mentored the whole team

Banking-as-a-Service for Neobank

White Label Card Issuing

European Economic Area, CySEC

The next growth milestone for Unlimint

Payment Service Providers (PSP)

2006-2020
PayPRO
Founded my own startup, I coded it, built it into a company

Promoted it as a SaaS, and sold it to investors in the UAE
2015-
2016,
2020
Crypto exchanges
Two projects created by my own company

The first one was built for an investment fund in Panama

The second for an international FinTech
2018-
2020
International Bonus System
A payment processing system for bank cards, integrated with a bank and blockchain

Led the product from start to launch, delivering a scalable platform in 1 year
2020 Jul -
2023 Oct
Unlimint / CardPay
Developed multiple products at Unlimint and closely worked with PSPs and business processes across all global regions

Including various internal products, risk calculators, merchant applications, back-office systems, and more
B2B2C
B2C
B2B2C
B2C
Sorry, but details under NDA

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Brokerage
✔ Personal investing experience since 2018

✔ Qualified investor status

✔ Expertise in working with exchanges and brokers across various countries

✔ In-depth understanding of market infrastructure, participants, liquidity providers, market makers, and broker types

Other

My points of involvement:
Legal • KYC • AML • Risk assessment • GDPR • Regulation • PSP

Solution Architect

Support

My points of involvement:
Feedback analysis
• NPS • CRM integration • Omnichannel • Live chats

Finance

My points of involvement:
PnL • Unit Economics • EBITDA • ROI • Budgeting • Accounting • Backoffice • Reports • Power BI

Marketing

My points of involvement:
Google Ads • Facebook • UTMs • Channels • Funnel • CPA • 1s conversion • Key events (goals) • Consent • EU regulation •
Contact strategy

My direct responsibilities

Strategy • Budgeting • Unit Economics • Analytics • OKR • Scrum • Customer onboarding • MVP • Product Design • Roadmaps • Cohorts • HADI • Risks • Limits • Strat. events

Personal investment and market expertise:

My role and areas of impact

My points of involvement:
Deep links • Figma • SQL • Security • Testing

Crypto

2015-2016, 2020
  • 2022-2023
    Crypto banking
    periodically
    Participated in the architecture of regulated crypto banking in Europe and UAE, including external auditing, delegation of key storage to a specialized company, and independent insurance of client funds

    Europe and UAE
  • 2022
    Crypto and actual DeFi technology (course)
    4 months
    Studied and updated my knowledge of decentralized finance (DeFi), Web3, and tokenization

    I discovered the rise of new business models, blockchain architectures, layers, and smart contracts, along with their programming languages

    So, I decided to update my knowledge and dive into practical training
  • 2020
    Crypto: processing, exchanger, and scaling up trading platform
    10 months
    The client company was preparing for an ICO, launching its own blockchain (fork), and to support their roadshow (investor events)

    My team developed a new crypto product for them. This product was a complementary addition to their existing FinTech business
  • 2015
    My first Crypto-project: wallets + processing + exchanger
    16 months
    The first one was built for an investment fund in Panama and Sweden

    Included features for buying crypto via wallets, sending it between users, and paying for traditional online services with crypto
I am not permitted to show you the details, workflows, cash flow, actors and agents, information flow or service providers

However, I can share only one of my high-level presentations, using the example of transforming an existing digital bank in the UAE

Salesforce

2021 Nov - 2023 Oct

for worldwide FinTech

Manual work, onboarding speed and costs dropped by 30%
Some dashboards triggered the replacement of ineffective staff
  • Dashboards, dashboards and dashboards
    Created dashboards for every department, supporting heads, team members, top management, and marketing
  • Automated compliance systems
    Automated KYC, AML processes, risk management, and a version-controlled risk calculator
  • Advanced support systems
    Developed custom support tools, including the complex application for implementation department
  • Customized onboarding processes
    Implemented adaptive onboarding processes for a range of financial products
  • Effective cold lead management
    Built a multi-step cold sales process featuring automation and a current contact list
  • Custom regional onboarding
    Adapted onboarding features for different regions worldwide
Apologies for the low quality of some images
Personal and commercial data have been blurred for privacy

Banking cashback

2018-2020
This my product utilized a third-party bank’s infrastructure for card issuance, maintenance, and cashback management

We also had agreements with merchants who provided rewards for purchases made with our cards

  • we kept 1/3 of these rewards
  • 1/3 was paid out as real cashback to bank card
  • another 1/3 was issued in blockchain tokens

  • BaaS client

    Built a client Banking-as-a-Service solution for seamless card issuance, payments, and cashback integration

    Delivered a scalable platform in 1 year

  • Full FinTech solution

    Delivered a full-scale FinTech solution with advanced back-office management and real-time dashboards